Stephan Tavernini

Only Relying on a 401k for Retirement?

Andover, Massachusetts January 31st, 2011 – Is your entire retirement plan relying on your 401k to fund it? If so, you might be in for a shock when it comes time to retire. While a fully funded ($16,500/year) 401k with a company match is probably enough t... Read >

Financial Habits to Kick in 2011…

Andover, Massachusetts January 11th, 2011 – Have you made your New Years resolutions yet? Have you had success in the past when making a New Years resolution? Well, if you have been following my blog at all over the past year, I hope you made some New Ye... Read >

Thinking about Switching Banks?

Andover, Massachusetts January 17th, 2011 – Are you getting fed up with new fees being charged by your bank? Is the customer service not what it used to be? Well, before you switch banks make sure you are ready for the process which can be extremely time... Read >

How to Work a Job Fair

Andover, Massachusetts December 20th, 2010 – As Americans nationwide continue to look for work, I would like to review some basic tips for those planning to attend a job fair in search of that elusive job offer. If you haven’t been to one in a few years,... Read >

Home Shopping Channel: Recipe for Financial Disaster

Andover, Massachusetts December 1st, 2010 – If you are like most Americans, you have at one time or another flipped through the channels and ended up on one of the two most common home shopping networks, QVC or HSN. Both have the same general format wher... Read >

Is Co-Signing a Good Idea?

Andover, Massachusetts November 11th, 2010 – Have you ever Co-signed on a loan? Are you the beneficiary of someone Co-Signing on a loan for you? As banks and other creditors continue to tighten their lending standards as a result of the economic recession... Read >

4 Economic Lies Being Spread this Election Season….

Andover, Massachusetts November 1st, 2010 – With the mid term elections right around the corner and a growing divide between the left and right, I think it is a great time to discuss some of the economic figures and facts that politicians are throwing aro... Read >

Banking and Credit Card Fees that You Should Not Be Paying…

Andover, Massachusetts October 26th, 2010 – Almost everything nowadays has some sort of fee associated with it. Websites that charge for content, schools that charge for students to play sports, and even extra fees for texting on cell phones are just the ... Read >

How The Recession Has Changed Our Behaviors…

Andover, Massachusetts October 20th, 2010 – While there is a small minority that did not feel the pain of the Great Recession, for the vast majority of us it was the biggest economic decline of our lives so far. Due to this, many of the things we took for... Read >

Ways to Invest Your Money Other than Stocks…

Andover, Massachusetts October 13th, 2010 – The past couple of years have not only decimated stock portfolios nationwide but these tough economic times have also pushed many would be investors away from the stock market and towards alternative investment... Read >

Five Easy to Avoid Money Mistakes….

Andover, Massachusetts September 29th, 2010 – As we start to recover from the past two years of economic misery, many Americans are asking themselves what they can do personally to avoid a repeat of the mistakes that led to the massive personal finance p... Read >

Debit Cards or Credit Cards?

Andover, Massachusetts September 20th, 2010 – In another example of how the economic recession has changed personal finance in this country, Americans now would rather use their debit cards than their credit cards. This is quite a reversal after the last ... Read >

Preferred Financial Services discusses the importance of an emergency fund…

Andover, Massachusetts August 4th, 2010 - If this depression has taught us anything it's that the unexpected can happen. Millions lost their jobs unexpectedly over the last 3 years while countless more saw their home values plummet to a fraction of what t... Read >